Debt Settlement

What is an Attorney Negotiated Debt Settlement?

Debt settlement is the process of negotiating for a significant reduction in your debts, helping you to settle the debts without bankruptcy. For some of our clients, this may be the most appropriate way to deal with their debt problems. In a debt settlement approach, we can defend you if you have been sued by a creditor.

And if you have valid defenses to the debt, we will assert your defenses in court to protect your rights.

An attorney negotiated debt settlement works best for those with a source of income or access to funds that could be used to settle the debt. We have settled numerous debts for clients at a fraction of the balance claimed by the creditor.

Credit Card & Debt Collection Lawsuit Defense: If you’ve been sued by a bank, credit card company, third-party debt buyer or other creditor, we can help. It is urgent that you contact an attorney right away because your time to respond to such a lawsuit is very limited. Failure to adequately respond & defend a debt collection lawsuit can

result in a default judgment against you that paves the way to garnishment and

other collection actions.

We know how to defend debt collection lawsuits. We perform a thorough analysis to determine if you have viable defenses to the lawsuit, which might include statute of limitations issues, payment or other satisfaction of the alleged debt, erroneous contracts and paperwork, assignment errors and many other defenses. 

Our firm understands your legal rights in a collection lawsuit and we use the law to protect our clients’ interests.

If You Are Struggling with Debt, We Can Help.

Here are just some of the many types of debt we can help resolve:

-Credit Cards & Retail cards 

-DebtMortgage & HELOC ( Home Equity Loans)


-Medical Bills

-Real Estate

-DebtPersonal Loans and much more.

We offer a free consultation  to see if you are a candidate for our debt negotiation services, or whether bankruptcy would be a better option. 





Debra J. Millman & Associates




Copyright 2014 - Attorney Advertising. | Law Offices of Debra J. Millman, PC. "We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code"

Prior results do not guarantee future outcomes.

Contact our office if you would like to discuss your case

325 West 38th street Suite 603, New York, NY 10018

800.901.4401 Toll Free | 212.268.8484 Local | 212.842-2292Fax | 917.326.0834 Cell